How to rebalance your investment portfolio is how diversification survives contact with markets. If crypto doubles, it becomes a bigger slice of the account whether you “meant” it to or not. Rebalancing sells some of what grew and adds to what lagged, back toward the weights you chose when you were calm.
Set target weights first
Example: 70% stocks, 15% metals, 15% crypto — or whatever matches your risk. Without targets, rebalancing is just fidgeting.
Calendar, not vibes
Two dates a year is enough for most people. Rebalancing every time a headline hits is trading in costume.
Thresholds
Some investors rebalance only if a sleeve drifts by a set number of percentage points. That reduces unnecessary trades in quiet years.
Taxes and costs
Selling can have tax consequences. This is not tax advice. Factor spreads and local rules. Still, never rebalancing can be the more expensive mistake if one bet takes over.
Why one account helps
You cannot rebalance what you cannot see. Stocks in one app, Bitcoin in another, gold in a drawer: that is how people discover they were 80% crypto after a bull run. Orizon Invest puts the pieces on one screen.
